Insurance broker quotes clients compare, choose and sign
Put several insurers' options side by side in one recommendation. Your client chooses an insurer, ticks add-ons and an excess, acknowledges your disclosures and signs.
- 5/5 on G2
- 4.2 on Capterra
- Building QuoteCloud since 2013
QuoteCloud is quoting, proposal and eSignature software for insurance brokers, underwriting agencies and risk consultants. Type in each insurer's premiums, or send them through the API, and the client compares the options side by side, ticks optional covers and an excess, acknowledges your disclosure wording, signs and can pay your broker fee on signing.
A sample recommendation from a fictional brokerage, Tallowmere Insurance Brokers, for Lantern Lane Café: three fictional insurers' quote slips side by side, Alder & Finch at $3,650, Corvane General at $3,435 (recommended) and Marrowbank at $3,760 a year for the same four covers. Corvane General is chosen with machinery breakdown added, an annual premium of $3,745.00, the broker fee of $363.00 including tax, both co-owners signed and the broker fee paid via Stripe.
TIBusiness insurance for Lantern Lane CaféTI-Q-2241 · Annual premiums for 12 months from 14 Nov 2026
Insurer 1
Alder & Finch
- Liability $20m$1,180
- Property$1,620
- Interruption$640
- Glass$210
These covers$3,650
Recommended
Corvane
- Liability $20m$1,095
- Property$1,540
- Interruption$610
- Glass$190
These covers$3,435
Insurer 3
Marrowbank
- Liability $20m$1,240
- Property$1,710
- Interruption$580
- Glass$230
These covers$3,760
Premiums as quoted by each insurer · sample figures
Chosen: Corvane General
Machinery breakdown & spoilage+$310
Annual premium$3,745.00
Broker fee + tax$363.00
- LMLena Signed
- JMJosh Signed
Broker fee $363.00 paid via Stripe
One recommendation, three insurers, side by side
Each insurer's quote becomes a column: the same covers, limits and excesses, the premium for each, and your recommendation marked. Pick an insurer, tick an optional cover or a higher excess, and the premium, your broker fee and the total follow.
You type the premiums in from each insurer's quote, or your broking system sends them through the QuoteCloud API. QuoteCloud doesn't connect to insurers or rate anything: the figures are yours.
- Insurers as a single choice, your pick marked
- Optional covers and excess options the client ticks
- Your broker fee as its own line, with tax
Price tables and optional items: Essentials and up
Broker recommendations & quote comparisonsYour options, side by side
Annual premiums for 12 months from 14 Nov 2026
| Cover | Alder & Finch | Corvane Recommended | Marrowbank |
|---|---|---|---|
| Public & products liabilityAny one occurrence · $20m | $1,180 | $1,095 | $1,240 |
| Property: fit-out, contents & stockReplacement value · $180,000 | $1,620 | $1,540 | $1,710 |
| Business interruption12-month indemnity period · $240,000 | $640 | $610 | $580 |
| GlassShopfront and internal glass · $15,000 | $210 | $190 | $230 |
| Optional covers Tick to add | |||
| +$260 | +$280 | +$245 | |
| +$340 | +$310 | +$365 | |
| +$690 | +$720 | +$650 | |
| Excess on property claims Choose one | |||
| $500 | $500 | $750 | |
| $1,000−$140 | $1,000−$125 | $2,000−$190 | |
| Annual premiumAs quoted | $3,990.00 | $3,745.00 | $4,125.00 |
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Try it: build a comparison and sign it as the client
Choose the client's business and the covers to quote, set what's paid on signing and send it. Then, as the client, pick an insurer, tick add-ons and an excess, acknowledge, and sign.
New recommendation · Tallowmere Insurance BrokersDemo · fictional data
Premiums are illustrative, typed in by the broker from each insurer's quote (or sent through the QuoteCloud API). QuoteCloud doesn't connect to insurers or rate anything.
What Tallowmere sees
- Recommendation sent to LenaEmail link · TI-Q-2241
- Opened by Lena8:04 pm
- Machinery breakdown & spoilage kept+$310.00 a year
- Corvane General chosenYour recommendation
- Acknowledgement completedForms block · 2 of 2 ticked
- Signed by Lena MorettiCertificate of authenticity attached
- Signed by Josh MorettiCertificate of authenticity attached
- Broker fee paid$363.00 via Stripe
The client's view appears here when you send it
Insurance recommendation · TI-Q-2241
Business insurance for Lantern Lane Café
Lena & Josh Moretti, Lantern Lane Café
Quotes valid until Tue 3 Nov 2026 · current policy ends 4:00 pm Sat 14 Nov 2026
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
| Cover | Alder & Finch | Corvane Recommended | Marrowbank |
|---|---|---|---|
| Public & products liabilityAny one occurrence · $20m | $1,180 | $1,095 | $1,240 |
| Property: fit-out, contents & stockReplacement value · $180,000 | $1,620 | $1,540 | $1,710 |
| Business interruption12-month indemnity period · $240,000 | $640 | $610 | $580 |
| GlassShopfront and internal glass · $15,000 | $210 | $190 | $230 |
| Optional covers Tick to add | |||
| +$260 | +$280 | +$245 | |
| +$340 | +$310 | +$365 | |
| +$690 | +$720 | +$650 | |
| Excess on property claims Choose one | |||
| $500 | $500 | $750 | |
| $1,000−$140 | $1,000−$125 | $2,000−$190 | |
| Annual premiumAs quoted | $3,990.00 | $3,745.00 | $4,125.00 |
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Before you sign
Important information from Tallowmere Insurance BrokersLocked company block
This is where your brokerage's own disclosure wording goes, as your licence requires it: who you act for, how you're paid and how to raise a complaint.
Written once by your compliance lead and locked in the template, so account managers can't change it. Sample text only.
Your acknowledgementRequired before signing
Forms block and content locking: Business
Accept and sign
- LM Lena MorettiCo-owner
- JM Josh MorettiCo-owner
Tick the acknowledgement above to sign.
Broker fee $363.00 paid via Stripe · demo, nothing charged
Accepted and signed · certificate of authenticity attached
Insurance recommendation · TI-Q-2258
Trade insurance for Tama Electrical
Wiremu Tama, Tama Electrical
Quotes valid until Mon 2 Nov 2026
Your options, side by side
Annual premiums for 12 months from 1 Nov 2026
| Cover | Alder & Finch Recommended | Corvane | Marrowbank |
|---|---|---|---|
| Public liabilityAny one occurrence · $20m | $1,420 | $1,365 | $1,510 |
| Tools & portable equipmentNationwide · $25,000 | $760 | $810 | $720 |
| Stock in the vanCable, fittings and switchgear · $8,000 | $230 | $210 | $260 |
| Optional covers Tick to add | |||
| +$980 | +$1,040 | +$935 | |
| +$410 | +$450 | +$395 | |
| +$140 | +$120 | +$150 | |
| Excess on tools claims Choose one | |||
| $250 | $300 | $500 | |
| $1,000−$110 | $1,000−$95 | $1,500−$120 | |
| Annual premiumAs quoted | $3,390.00 | $3,425.00 | $3,425.00 |
- Annual premium · Alder & Finch InsuranceAs quoted, including tax and statutory charges
- $3,390.00
- Tallowmere broker feeFor arranging and managing the cover
- $250.00
- Tax on the broker fee
- $25.00
- Total
- $3,665.00
- Paid on signing · broker feeInto Tallowmere's own PayPal account
- $275.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Before you sign
Important information from Tallowmere Insurance BrokersLocked company block
Your brokerage's own disclosure wording, as your licence requires it, locked in the template. Sample text only.
Your acknowledgementRequired before signing
Forms block and content locking: Business
Accept and sign
- WT Wiremu TamaOwner
Tick the acknowledgement above to sign.
Broker fee $275.00 paid via PayPal · demo, nothing charged
Accepted and signed · certificate of authenticity attached
Insurance recommendation · TI-Q-2263
Business insurance for Paper Crane Gifts
Ada Kowalczyk, Paper Crane Gifts
Quotes valid until Wed 4 Nov 2026
Your options, side by side
Annual premiums for 12 months from 1 Dec 2026
| Cover | Alder & Finch | Corvane Recommended | Marrowbank |
|---|---|---|---|
| Public & products liabilityAny one occurrence · $10m | $690 | $720 | $655 |
| Property: contents & stockReplacement value · $120,000 | $1,150 | $1,090 | $1,210 |
| Business interruption12-month indemnity period · $150,000 | $420 | $445 | $400 |
| GlassShopfront glass · $12,000 | $260 | $240 | $275 |
| Optional covers Tick to add | |||
| +$320 | +$300 | +$340 | |
| +$150 | +$135 | +$160 | |
| +$520 | +$560 | +$495 | |
| Excess on property claims Choose one | |||
| $500 | $500 | $750 | |
| $1,000−$95 | $1,500−$110 | $1,500−$85 | |
| Annual premiumAs quoted | $2,840.00 | $2,795.00 | $2,880.00 |
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $2,795.00
- Tallowmere broker feeFor arranging and managing the cover
- $280.00
- Tax on the broker fee
- $28.00
- Total
- $3,103.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $308.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Before you sign
Important information from Tallowmere Insurance BrokersLocked company block
Your brokerage's own disclosure wording, as your licence requires it, locked in the template. Sample text only.
Your acknowledgementRequired before signing
Forms block and content locking: Business
Accept and sign
- AK Ada KowalczykOwner
Tick the acknowledgement above to sign.
Broker fee $308.00 paid via Stripe · demo, nothing charged
Accepted and signed · certificate of authenticity attached
Insurance recommendation · TI-C-0412
Professional, cyber & office insurance for Ferris & Lowe
Nina Ferris & Owen Lowe, Ferris & Lowe Accountants
Quotes valid until Thu 29 Oct 2026
Your options, side by side
Annual premiums for 12 months from 1 Nov 2026
| Cover | Alder & Finch | Corvane Recommended | Marrowbank |
|---|---|---|---|
| Professional indemnityAny one claim and in the aggregate · $2m | $3,850 | $3,620 | $4,080 |
| Office contentsReplacement value · $60,000 | $480 | $455 | $510 |
| Public liabilityAny one occurrence · $20m | $520 | $545 | $495 |
| Optional covers Tick to add | |||
| +$1,240 | +$1,180 | +$1,320 | |
| +$1,650 | +$1,720 | +$1,580 | |
| +$610 | +$590 | +$640 | |
| Excess on contents claims Choose one | |||
| $500 | $500 | $1,000 | |
| $1,000−$60 | $1,000−$55 | $2,000−$70 | |
| Annual premiumAs quoted | $6,090.00 | $5,800.00 | $6,405.00 |
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $5,800.00
- Tallowmere broker feeFor arranging and managing the cover
- $450.00
- Tax on the broker fee
- $45.00
- Total
- $6,295.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $495.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Before you sign
Important information from Tallowmere Insurance BrokersLocked company block
Your brokerage's own disclosure wording, as your licence requires it, locked in the template. Sample text only.
Your acknowledgementRequired before signing
Forms block and content locking: Business
Accept and sign
- NF Nina FerrisPartner
- OL Owen LowePartner
Tick the acknowledgement above to sign.
Broker fee $495.00 paid via Stripe · demo, nothing charged
Accepted and signed · certificate of authenticity attached
A demo with a fictional brokerage, fictional insurers and illustrative premiums: nothing is sent, stored or charged. In QuoteCloud the comparison is your recommendation template: insurers as a single-choice group, covers as price-table rows, add-ons as optional items and the excess as a choice, with premiums you type in or send through the API (Essentials and up). The acknowledgement is a Forms block and the disclosure wording a locked block (Business). Payments go to your own Stripe or PayPal account; QuoteCloud doesn't hold client money, run a trust account or arrange premium funding.
A renewal, from 60 days out to the signed pack
The Calloway Apartments' building policy ends on 30 November. This is the brokerage's own routine, with the QuoteCloud feature used at each step.
-
60 days
See what's falling due
The Expiring Soon filter lists every recommendation and renewal pack reaching its expiry date.
Expiring Soon filter -
45 days
Re-quote and compare
Revise last year's pack with the renewing insurer's terms beside the other quotes you asked for.
Revise Last Version -
40 days
Director's review
Recommendations over $25,000 go to a director before they're sent.
Approval workflow Business -
30 days
Send to the committee
Secretary and treasurer each get their own signing block; comments answer the questions before the AGM.
Multiple signers -
Expiry
Signed before it lapses
Both committee members sign and you place the cover. Nothing renews by itself.
eSignatures
Your brokerage's process, drawn by us: QuoteCloud shows expiry dates, sends what you choose and records each signature. It doesn't re-quote with insurers or renew anything automatically.
Send your next recommendation from QuoteCloud
Free for 14 days, no credit card required. Send us your current recommendation or renewal letter and we'll convert one template for you during the trial.
One recommendation, read part by part
Lantern Lane Café's business insurance as Lena and Josh read it. Every part is a QuoteCloud content block from the brokerage's recommendation template.
-
01
Their café, their renewal
The template's cover and a short letter from the account manager, with the café and the co-owners' names filled in as data items.
TI Tallowmere Insurance BrokersInsurance recommendation TI-Q-2241 Sample · fictional brokerageInsurance recommendation
Business insurance for Lantern Lane Café
Prepared for Lena & Josh Moretti, Lantern Lane Café · Prepared Tue 20 Oct 2026 · Quotes valid until Tue 3 Nov 2026 · current policy ends 4:00 pm Sat 14 Nov 2026
Lena and Josh, here are three insurers' quotes for the café's renewal, side by side. We recommend Corvane General for its lower property premium and the same $20 million liability limit. Choose an insurer, add any covers you'd like, and sign below.
-
02 Client chooses
Three insurers, one choice
Each insurer's annual premium for the same covers, as quoted. Your recommendation is marked; the client decides.
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
-
03 Client ticks
Covers, add-ons and the excess
Limits and each insurer's premium per cover, then the optional covers the client ticks and the property excess as a single choice.
Price tables: Essentials and up
SME business insurance packsYour options, side by side
Annual premiums for 12 months from 14 Nov 2026
Each insurer's annual premium for every cover, as quoted, with optional covers and excess options Cover Alder & Finch Corvane Recommended Marrowbank Public & products liabilityAny one occurrence · $20m $1,180 $1,095 $1,240 Property: fit-out, contents & stockReplacement value · $180,000 $1,620 $1,540 $1,710 Business interruption12-month indemnity period · $240,000 $640 $610 $580 GlassShopfront and internal glass · $15,000 $210 $190 $230 Optional covers Tick to add TheftFollowing forcible entry · $30,000 +$260 +$280 +$245 Machinery breakdown & spoilageEspresso machine and cool room · $50,000 +$340 +$310 +$365 CyberData breach and system restore · $250,000 +$690 +$720 +$650 Excess on property claims Choose one Standard excess $500 $500 $750 Higher excess $1,000−$140 $1,000−$125 $2,000−$190 Annual premiumAs quoted $3,990.00 $3,745.00 $4,125.00 Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
-
04 You set it
Your broker fee, on its own line
The premium as quoted, then your fee and the tax on it, the total, and what's paid on signing if you choose to take it.
Broker fees & payment on signingYour options, side by side
Annual premiums for 12 months from 14 Nov 2026
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
-
05
Questions answered in the document
Josh asked about the cool room in a comment, and Sophie replied in the same thread, before anyone signed.
Notes from Sophie
- Liability stays at $20 million with every insurer, the same as this year.
- Corvane General's property premium is the lowest of the three. Its property excess is $500.
- Machinery breakdown covers the espresso machine and the cool room, with spoilage of stock up to $5,000.
- Once you sign, we'll ask Corvane General to issue the policy and send you the schedule.
JMJosh MorettiIs the cool room covered if it breaks down overnight?
TISophie, TallowmereOnly with machinery breakdown, which includes spoiled stock up to $5,000. It's ticked in your options; untick it if you'd rather not.
-
06 Locked block
Your wording, their acknowledgement
Your licence's disclosure wording sits in a locked company block, and the client ticks the acknowledgement fields before they can sign.
Forms block and content locking: Business
Disclosures, acknowledgements & signersBefore you sign
Important information from Tallowmere Insurance BrokersLocked company block
This is where your brokerage's own disclosure wording goes, as your licence requires it: who you act for, how you're paid and how to raise a complaint.
Written once by your compliance lead and locked in the template, so account managers can't change it. Sample text only.
Your acknowledgementRequired before signing
We've read the important information above and the policy wording for the insurer we've chosen.We've answered the insurer's questions honestly and told you about anything we know that could affect the cover.Forms block and content locking: Business
-
07
Both co-owners sign
Each signer gets their own signing block and the certificate records them all. The broker fee was paid through Stripe on signing.
Accept the recommendation and sign
2 of 2 signed
- LM Lena MorettiCo-owner SignedWed 21 Oct, 8:12 pm
- JM Josh MorettiCo-owner SignedWed 21 Oct, 9:40 pm
What you're accepting
- Insurer
- Corvane General
- Annual premium
- $3,745.00
- Broker fee paid on signing
- $363.00
Certificate of authenticity and audit trail attached
Renewal packs, sent to everyone falling due
Every recommendation carries an expiry date, so the Expiring Soon filter shows what's coming up. For a book of similar policies, bulk send one renewal template as a personal copy to each client and see who has opened, commented and accepted.
QuoteCloud doesn't renew policies or re-quote with insurers: each renewal is a document your team prepares and the client signs.
- Expiry dates and the Expiring Soon filter
- Bulk send from one template, personalised per client
- Opened, accepted and commented, per client
Bulk send: Essentials and up, volume-based costs
Renewal packs & re-quotes- All
- Awaiting signature
- Accepted
- Expiring soon
5 policies and recommendations expire in the next 45 days
- Business pack renewalLantern Lane Café · TI-Q-2241 Expires 14 Novin 23 days Accepted
- Apartment renewalThe Calloway Apartments · TI-S-0917 Expires 30 Novin 39 days Awaiting signature
- Trade insuranceTama Electrical · TI-Q-2258 Expires 1 Novin 10 days Accepted
- Fleet renewalBramblewood Couriers · TI-F-0334 Expires 1 Novin 10 days Awaiting signature
- Home & contentsGrace & Tom Nakamura · TI-P-1180 Expires 12 Novin 21 days Accepted
- GN Grace Nakamuragrace.nakamura@example.com Accepted+ accidental damage
- DW Daniel Whitbydaniel.whitby@example.com Opened
- RD Rosa Delgadorosa.delgado@example.com Accepted
- HC Hamish Clarkehamish.clarke@example.com Sent
- AR Anjali Raoanjali.rao@example.com OpenedLeft a comment
- Sent
- 5
- Opened
- 4
- Accepted
- 2
From the insurers' quotes to a signed recommendation
What happens between the quotes coming back and your team seeing a signed recommendation with the fee paid.
- 1
Gather quotes
Get terms from each insurer the way you do today, through their own portals or your broking system.
- 2
Build the comparison
Start from your recommendation template and type each insurer's premiums in, or send them through the API.
- 3
Mark your pick
Set your recommended insurer, the optional covers and the excess options, and an expiry date.
- 4
Send
The client opens it on any device, compares, ticks and asks questions in the comments.
- 5
Acknowledge, sign, pay
They tick the acknowledgement, every signer signs, and your broker fee can be paid on signing.
Six documents brokers and agencies send
Each from its own template, with the blocks that kind of cover needs. Sample documents with fictional clients and insurers.
Your options, side by side
Annual premiums for 12 months from 1 Nov 2026
- Annual premium · Alder & Finch InsuranceAs quoted, including tax and statutory charges
- $3,390.00
- Tallowmere broker feeFor arranging and managing the cover
- $250.00
- Tax on the broker fee
- $25.00
- Total
- $3,665.00
- Paid on signing · broker feeInto Tallowmere's own PayPal account
- $275.00
Trade insurance a sparky reads on site
Public liability, tools and stock in the van from three insurers, personal accident as an option, and a broker fee Wiremu paid by PayPal when he signed on his phone.
- Readable on a phone
- Personal accident as an option
- Broker fee on signing
Last year beside this year
Renewing insurer: Marrowbank Mutual · 12 months from 30 Nov 2026
| Cover | 2025–26 | 2026–27 | Change |
|---|---|---|---|
| BuildingSum insured from the committee's 2026 valuation | $41,880$18.4m | $44,960$19.2m | +$3,080 |
| Public liabilityAny one occurrence | $2,140$20m | $2,210$20m | +$70 |
| Office bearers' liabilityCommittee members | $620$1m | $640$1m | +$20 |
| Fidelity guaranteeOwners' association funds | $380$250,000 | $395$250,000 | +$15 |
| Machinery breakdownTwo lifts and the pool plant | $1,150$100,000 | $1,240$100,000 | +$90 |
| Voluntary workersWorking bees | $160Standard | $160Standard | No change |
| Annual premiumAs quoted | $46,330.00 | $49,605.00 | +7.1% |
- Tallowmere broker fee + tax
- $1,815.00
- Total this year
- $51,420.00
Premiums as quoted by the insurer, including tax and statutory charges. Sample figures.
The building premium rises mainly because the sum insured follows the new valuation. Your broker's notes explain each change.
Last year beside this year, for the committee
Each cover with last year's and this year's limit and premium, the change in dollars and per cent, and your notes on why. The secretary and the treasurer each sign.
- Sum insured from the valuation
- Two committee signers
- Director's approval over $25,000 (Business)
Fleet options, side by side
Annual premiums for 12 months from 1 Nov 2026
- Annual premium · Alder & Finch InsuranceAs quoted, including tax and statutory charges
- $23,100.00
- Tallowmere broker feeFor arranging and managing the fleet policy
- $1,200.00
- Tax on the broker fee
- $120.00
- Total
- $24,420.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $1,320.00
Document workflow
ApprovedTriggered when Total value greater than $20,000
- HCHelen CarrowDirectorApproved
Recommendations over $20,000 go to a director before they're sent.
- Arun Pillai sent TI-F-0334 for review · Fri 16 Oct, 2:10 pm
- Helen Carrow approved · Fri 16 Oct, 3:42 pm
Approval workflow · Business plan
Twelve vans, two pickups, three insurers
Comprehensive motor on agreed values and goods in transit from three insurers, with a windscreen excess waiver ticked. Over $20,000, so a director approved it before it was sent (Business).
- Agreed values per class
- Director approval over $20,000
- Two signers
Your options, side by side
Annual premiums for 12 months from 1 Nov 2026
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $5,800.00
- Tallowmere broker feeFor arranging and managing the cover
- $450.00
- Tax on the broker fee
- $45.00
- Total
- $6,295.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $495.00
Professional indemnity with cyber as an option
Limits and premiums from three insurers for an accounting firm, cyber and management liability as optional covers, and both partners signing.
- Limits stated per cover
- Specialist notes in the document
- Both partners sign
Your options, side by side
Annual premiums for 12 months from 12 Nov 2026
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $2,300.00
- Tallowmere broker feeFor arranging the cover
- $95.00
- Tax on the broker fee
- $9.50
- Total
- $2,404.50
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $0.00
Home and contents a household can compare
Building at its rebuild value and contents from three insurers, portable valuables and accidental damage to tick, and a higher excess if they'd rather pay less.
- Excess choices
- Add-ons they tick
- Signed from a phone
Terms offered
- Insured
- Lantern Lane Café (sample)
- Period
- 12 months from 14 Nov 2026
- Public & products liability
- $20m · excess $500
- Property
- $180,000 · excess $500
- Premium
- $2,980.00 inc tax and charges
- Commission to broker
- As agreed in your agency terms
Subject to
- A completed proposal form signed by the insured
- Deep-fryer fire suppression serviced in the last 12 months
- No claims over $10,000 in the last five years
The agency's own terms and wording. QuoteCloud sends the document; it doesn't bind or issue policies.
An underwriting agency's quote summary
Tern Point Underwriting's terms for a broker: insured, period, limits, premium and the conditions the offer is subject to, accepted by the broker in the same document.
- The agency's own terms
- Conditions listed
- Accepted by the broker
Connected to your broking system and accounts
Broking systems connect through Zapier, Make or the QuoteCloud API from the Essentials plan, where they have a connector or an API. Xero, QuickBooks Online and Pipedrive are native on Business, or through Zapier.
- API QuoteCloud APIPremiums and clients from your broking system
- Za ZapierSigned documents to your apps
- Mk Make.comScenarios for your workflow
- BS Your broking systemThrough Zapier, Make or the API
-
StripeBroker fee on signing
-
PayPalPayPal payment on signing
-
HubSpotClient pipeline · Zapier
- Pd PipedriveCRM · Business
-
XeroAccounting · Business or Zapier
-
QuickBooks OnlineAccounting · Business or Zapier
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Google SheetsRenewals register · Zapier
- Sl SlackDocument updates for the account team
Insurance templates, ready to make your own
Real QuoteCloud templates for insurance proposals, coverage summaries and policy agreements. Open one, add your comparison, wording and fee, and send.
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Proposal template
Insurance Proposal Template
Client overview, coverage summary, pricing breakdown and terms, for brokers and agencies presenting coverage options.
View template
-
Summary template
Insurance Coverage Summary Template
Key policy details, limits and benefits in a simple format, for onboarding, renewals and policy reviews.
View template
-
Agreement template
Insurance Policy Agreement Template
Coverage terms and responsibilities between the parties, set out clearly.
View template
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Quote template
Warm Consultative Sales Quote
A one-page consultative quote that walks the client through options, pricing and next steps.
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Everything a brokerage sends
From the comparison to the signed renewal, for commercial, personal lines and specialist brokers, underwriting agencies and risk consultants.
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Broker recommendations & quote comparisonsSeveral insurers' options side by side, your recommendation marked, and the client's choice signed in the same document.Explore
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Disclosures, acknowledgements & signersYour own disclosure wording locked in place, the client's acknowledgement ticked in the document and every director's signature.Explore
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Renewal packs & re-quotesExpiry dates, the Expiring Soon list, last year beside this year, and renewal packs bulk-sent to the clients falling due.Explore
- SME business insurance packsLiability, property, business interruption and glass as one pack, with add-ons and excess options the business owner chooses.
- Trades & contractor insurance quotesPublic liability, tools and personal accident quotes a tradesperson reads on their phone, signs on site and pays the broker fee on.
- Apartment & property insuranceBuilding sums insured, last year's terms beside this year's and a recommendation the committee members sign.
- Fleet, motor & cyber quotesVehicle schedules, limits and sub-limits laid out clearly, with optional covers and the specialist's notes in one document.
- Home, contents & personal linesHome and contents options with excess choices and add-ons a household compares, ticks and signs from their phone.
- Broker fees & payment on signingThe broker fee as its own line and, if you choose, the fee or premium paid on signing into your own Stripe or PayPal account.
- Underwriting agencies & risk consultantsQuote summaries an agency sends to brokers, and risk review proposals a consultant prices and gets signed.
- Broking system, CRM & accounting integrationsYour broking system through Zapier, Make or the API, premiums sent in by the API, and signed recommendations passed back.
- Insurance templatesReal QuoteCloud insurance proposal, coverage summary and policy agreement templates to start from.
- QuoteCloud implementation for brokeragesYour recommendation template, disclosure wording, fee settings and renewal routine set up, and the account team trained.
- FAQAnswers to the questions brokers, underwriting agencies and risk consultants ask most.
Insurance quote questions, answered
What is QuoteCloud for insurance brokers?
QuoteCloud is quoting, proposal and eSignature software for insurance brokers, underwriting agencies and risk consultants. You send recommendations from your own templates with several insurers' options side by side, optional covers and excess choices, your broker fee as its own line, your disclosure wording, the client's acknowledgement and signatures, and you can take the fee or premium on signing.
Does QuoteCloud get premiums from insurers?
No. QuoteCloud has no insurer, rating or quoting-platform integrations. You get terms from each insurer as you do today and type the premiums into the comparison, or your broking system sends them through the QuoteCloud API, Zapier or Make when it creates the document (Essentials and up, with a per-document fee for the API and Zapier).
Can clients compare several insurers in one document?
Yes. Each insurer's option can sit side by side as a single choice, with your recommendation marked, and covers, add-ons and excess options as price-table rows. The client picks an insurer and ticks optional covers, and the premium, your broker fee and the total update as they do. The signed document records exactly what they chose.
Can the broker fee be shown separately?
Yes. Put your broker fee on its own line with tax, separate from the premiums you show as quoted by the insurer. If you choose, the client can pay the fee, or the fee and premium, by card or PayPal on signing. Payments are on Essentials and up.
Can we take payment when the client signs?
Yes, from the Essentials plan. Set a payment on signing as a fixed amount, a percentage or the full amount, and the client pays through Stripe or PayPal into your brokerage's own account. QuoteCloud doesn't hold client money, run a trust account, arrange premium funding or set up instalments, so check your own rules before taking premiums.
Can we include our disclosure wording and a duty of disclosure acknowledgement?
Yes. Your licence's disclosure wording can sit in a locked company block that account managers can't change, and the client can tick acknowledgement fields in a Forms block inside the document before they sign. Both are on the Business plan. The wording is your own: QuoteCloud makes no compliance claims and gives no advice.
Can several people sign one recommendation?
Yes. Add every signer, such as co-owners, partners, directors or an owners' association committee's secretary and treasurer. Each gets their own signing block, and the certificate of authenticity records them all. eSignatures are on every plan, and signers don't need a QuoteCloud account.
Does QuoteCloud help with renewals?
Every document can carry an expiry date, and the Expiring Soon filter lists what's coming up. You can revise last year's recommendation for this year and bulk send one renewal template as a personal copy to each client (Essentials and up, volume-based costs). QuoteCloud never renews policies or re-quotes with insurers by itself.
Does QuoteCloud connect to our broking system?
Through Zapier, Make or the QuoteCloud API, from the Essentials plan, where your broking system has a connector or an API. There is no native broking-system integration. Xero, QuickBooks Online and Pipedrive are native on Business, or connect through Zapier.
Does QuoteCloud handle claims?
No. QuoteCloud is for quotes, recommendations, renewals and the documents clients sign. It doesn't lodge, track or manage claims, bind cover or issue policies; those stay with the insurer and your broking system.
Is there a free trial?
Yes. QuoteCloud has a free plan and a 14-day free trial of Essentials or Business with no credit card required. During the trial QuoteCloud converts one of your existing templates for free on the Essentials, Business and Enterprise plans, and paid plans include a 45-minute training session.
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