Spread bigger purchases with PayPal instalment plans
A home battery is an easier yes in four parts than in one. Set the PayPal button to an instalment plan, and the client signs and starts paying on the same page.
- 5/5 on G2
- 4.2 on Capterra
- Building QuoteCloud since 2013
When you add a PayPal button to a QuoteCloud quote or proposal, you can choose an instalment plan instead of a one-time payment. The client signs, then starts the plan with PayPal on the same page, so a bigger purchase is paid in parts. QuoteCloud Payments is on the Essentials plan and up.
Last reviewed by the QuoteCloud team
Two overlapping panels with sample data. Behind, Tallowwood Solar & Storage's battery proposal TS-2694 for Gareth and Mina Holloway: a 10 kWh battery, inverter, switchboard work and monitoring, $12,078.00 including tax, on a PayPal instalment plan of four payments of $3,019.50; Mina signed and paid the first with PayPal. In front, an illustration of the first instalment on PayPal's side: $3,019.50, completed.
Why offer an instalment plan?
Tallowwood Solar & Storage adds batteries to homes that already have panels. At $12,078.00, energy consultant Nate Carrow found that many households liked the proposal but stalled at the payment, waiting until they could pay it in one go.
So the battery proposal for Gareth and Mina Holloway carries a PayPal button set to an instalment plan: four payments of $3,019.50. Mina signs on Thursday evening and starts the plan with PayPal straight away, and Nate books the install.
- You choose an instalment plan instead of a one-time payment when you add the PayPal button.
- The plan is worked out from the price table's total, so an option the client ticks is spread too.
- Offer it where it helps: bigger purchases such as batteries, fit-outs, courses or events.
One total, four payments
This is the proposal as Mina sees it before she signs. Tick the weather shield and the total rises by $418.00 including tax; each of the four payments rises with it.
After she signs, PayPal's checkout opens on the same page for the first payment. The plan's later payments follow the plan set on the button.
How the payment options compareYour battery, priced
| Item | Qty | Rate | Amount |
|---|---|---|---|
| Battery system | $10,980 | ||
Quolla battery, 2 × 5 kWh modules (10 kWh)Includes the backup gateway and installation
|
1 system | $8,130 | $8,130.00 |
Pellam PB-5 battery inverter (AC-coupled)Works beside your existing inverter
|
1 ea | $1,950 | $1,950.00 |
Switchboard work & backup circuitLights, fridge and internet stay on in an outage
|
1 job | $720 | $720.00 |
Monitoring kit & app set-upSee charge and use on your phone
|
1 ea | $180 | $180.00 |
| Add if you'd like Tick to add | |||
| 1 ea | $380 | $380.00 | |
- Subtotal
- $10,980.00
- Tax (10%)
- $1,098.00
- Total
- $12,078.00
- Plus, monthly
- $0.00/mo
- Each instalment (25%)
- $3,019.50
Sign and start your plan
Signed by Mina HollowayThu 29 Oct 2026, 7:48 pm
Instalment plan4 payments · total $12,078.00
- Payment 1$3,019.50On signing
- Payment 2$3,019.50As the plan sets out
- Payment 3$3,019.50As the plan sets out
- Payment 4$3,019.50As the plan sets out
PayPal's checkout opens on the same page. Card and bank details stay with PayPal.
Or one payment: the same proposal, compared
Here is TS-2694 with a one-time PayPal payment: $12,078.00 due after signing. Same price table, same button, one setting different.
Keep the one-time payment, or a deposit, for smaller jobs, and use the plan where the size of the payment is what holds people back.
Deposit or pay in fullSign and pay
Signed by Mina HollowayThu 29 Oct 2026, 7:48 pm
Amount due$12,078.00
PayPal's checkout opens on the same page. Card and bank details stay with PayPal.
Your instalment plan, or PayPal's pay later?
They sound alike but aren't the same thing.
The instalment plan you offer
You set it on the PayPal button in your QuoteCloud document, instead of a one-time payment. It's your offer to every client who receives that document.
PayPal's own pay-later options
PayPal offers some buyers its own ways to pay over time, such as Pay in 4 or Pay Monthly, where it has them. PayPal decides who sees them; PayPal's pay-later page explains them.
Where instalment plans help
Solar and batteries
A battery added to existing panels, spread over four payments. QuoteCloud for solar & battery.
Fit-outs and upgrades
A 4WD touring fit-out or a vehicle upgrade, paid in parts. QuoteCloud for automotive services.
Courses and events
A course fee or a wedding package spread out before the date. QuoteCloud for education.
Make the big yes easier
QuoteCloud Payments is on the Essentials plan and up. Start a free 14-day trial, connect PayPal and try an instalment plan on a sample proposal.
Offer an instalment plan in four steps
Connect PayPal
Connect your PayPal business account in QuoteCloud. See connect, step by step.
Price the job
Build the price table with the system and the options clients can tick.
Choose the plan
Insert a PayPal button, set the pricing details and choose an instalment plan instead of a one-time payment.
Test the first payment
Send it to your own @example.com address, sign, and check the plan before a client sees it.
Instalment plan questions
Can clients pay a QuoteCloud quote in instalments with PayPal?
Yes. When you add the PayPal button to a quote or proposal, you can choose an instalment plan instead of a one-time payment. The client signs, then starts the plan with PayPal on the same page. QuoteCloud Payments is on the Essentials plan and up.
How many payments can an instalment plan have?
We haven't confirmed the options yet. The live PayPal page shows a plan of four payments as its example, and that's what this page uses. Try it in your free trial, or book a demo to see the settings for your plan.
Is this the same as PayPal Pay in 4?
No. The instalment plan is the offer you set on the PayPal button in your document. Pay in 4 and Pay Monthly are PayPal's own pay-later options, which PayPal offers to some buyers where it has them. PayPal decides who sees those.
Does each payment follow the options the client ticks?
Yes. The plan is worked out from the price table's total, so an optional item the client ticks before signing is part of what is spread. In the sample, each of the four payments is a quarter of the total, as in the live PayPal page's example.
More on QuoteCloud and PayPal
Four use cases, then the payment options, how to connect, the limits and the cost.
- Take a deposit or the full amount with PayPalThe client signs, then chooses Pay deposit or Pay in full and pays with PayPal on the same page.
- Get paid by clients who prefer PayPalFamilies and small businesses pay from their own PayPal account, at home or abroad, without sharing card details with you.
- Act on PayPal payments with ZapierDocument Part Paid and Document Paid start Zaps that log the payment, tell the team and update your books.
- PayPal payment options in QuoteCloudOne-time payment or instalment plan, a percentage or a fixed amount, and automated payment reminders.
- Connect PayPal to QuoteCloud, step by stepCheck the plan, connect your PayPal account, add the button to a template and test it before a client sees it.
- What QuoteCloud with PayPal can and can't doWhat happens on the document, what PayPal handles, where Zapier comes in and what we haven't confirmed.
- What taking PayPal payments costsQuoteCloud Payments is on Essentials and up; PayPal charges its own fees, which vary by country and currency.
- FAQAnswers to the questions businesses ask before taking PayPal payments on their quotes.
Big purchase. Smaller payments.
Start a free 14-day trial and send a proposal with a PayPal instalment plan.