Asset finance quotes directors sign from site
The asset, the term options and your repayment estimates from the lender's quote, chosen and signed by each director on their phone.
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Asset and commercial finance brokers send quotes from QuoteCloud templates: the equipment or vehicle, term options with the repayment estimates typed in from the lender's quote, a balloon where it applies, and the client's choice, signed online by each director. QuoteCloud does not calculate repayments or offer finance; the lender's documents follow separately.
Three pages of a sample equipment finance quote from a fictional firm, Ferrowby Advice & Lending, to Gully Creek Earthmoving for a $185,000 excavator, taking turns at the front. The cover. The term options typed in by the broker from the lender's quote: 36 months at about $5,836 a month, 48 months at about $4,556 a month, chosen, and 60 months with a 20% balloon at about $3,294 a month, all sample figures at 8.45% p.a. and labelled as estimates. The signature page: Ben Ruddock, director, has signed; Kara Ruddock, director, is still to sign.
Three terms, your estimates, one choice signed
Leon types the options from the lender's quote straight into the document: the term, the rate, any balloon and the repayment estimate. Gully Creek chooses 48 months, and each director signs the same quote from wherever they are. Ben signed at 6:05 am from site; Kara is still to sign.
The note under the table says where the figures came from and that they aren't an offer of finance. QuoteCloud doesn't calculate anything here: it carries your figures to the client and brings back the go-ahead.
- Terms, rates and estimates typed in by the broker
- The client's choice marked in the quote
- Each director signs, on any device, no account
- 1 of 2 signed shows at a glance
eSignatures: every plan
Couples, trustees & multiple signersTerm options and repayment estimates
Equipment finance · $185,000 excavator (ex tax) · sample figures
-
36 months
$5,836 a month
- Rate
- 8.45% p.a.
- Balloon
- None
-
Chosen
48 months
$4,556 a month
- Rate
- 8.45% p.a.
- Balloon
- None
-
60 months
$3,294 a month
- Rate
- 8.45% p.a.
- Balloon
- $37,000 (20%)
Estimates typed in by Leon Okoye from the lender's quote on Thu 22 Oct 2026. They are not an offer of finance; the lender's documents set the final figures. QuoteCloud does not calculate repayments.
Choose a term and go ahead
1 of 2 signed
- Ben RuddockDirector SignedFri 23 Oct, 6:05 am
- Kara RuddockDirector Awaiting signature
Your choice
- Finance
- $185,000 over 48 months
- Repayment estimate
- $4,556 a month
- Next step
- The lender's documents to sign
Certificate of authenticity and audit trail attached
Every kind of finance you quote, in your own layout
One template per kind of finance, each with the blocks that kind of quote needs.
Equipment finance
The asset, the supplier's price, the term options and your repayment estimates, with a photo of the machine if you like.
Vehicles and fleets
One line per vehicle in a price table with group subtotals, and the finance options for the fleet as a whole.
Commercial and business loans
Start from the Bank Loan Proposal template: purpose, amount, terms and security, in your wording.
What the lender will need
A plain list of the documents the lender asks for. The documents themselves come to you through your secure process.
Questions in the quote
Directors ask in comments on the quote, and you answer there, so the thread stays with the deal.
An expiry date
Lender quotes don't last. Set the quote to expire when the lender's figures do.
What changes once your quotes are in QuoteCloud
The same broker, the same lenders. The way the client sees the options and says yes is what changes.
Send your next finance quote from QuoteCloud
Free for 14 days, no credit card required. We'll convert one of your quote templates for you during the trial.
Asset & commercial finance
The go-ahead from site, before the lender's paperwork
Business owners decide between jobs, often on a phone. A quote they can read there, and sign there, keeps the deal moving while the figures are still current.
From the lender's quote to every director's go-ahead
How an asset finance broker sends a finance quote with QuoteCloud.
Start from the template
Your equipment, vehicle or commercial loan template, with your cover and wording.
Type the options
Terms, rates, balloons and repayment estimates from the lender's quote, labelled as estimates.
Set the expiry
Match the expiry date to how long the lender's figures hold.
Add every director
Each director as a signer, with an optional one-time passcode.
Submit to the lender
Once every director has signed, submit the chosen option to the lender.
Questions finance brokers ask
Does QuoteCloud calculate finance repayments?
No. QuoteCloud has no finance calculator, rate feed or lender integration. The broker types the term, rate, balloon and repayment estimate for each option from the lender's quote into the document, and labels them as estimates. The lender's own documents set the final figures, and the client signs those separately.
Is a signed QuoteCloud finance quote an offer or approval of finance?
No. It records which option the client chose and gives the broker every director's go-ahead to proceed. It isn't an offer, an approval or a credit contract. Those come from the lender, through its own documents and processes, after the broker submits the application.
Can two directors sign the same finance quote?
Yes. Add each director as a signer. Each one signs the same quote in their own browser, on a phone or a laptop, with no account, and the quote shows how many have signed. There's no signing order to manage. Each signature is covered by a certificate of authenticity and an audit trail.
Can the client choose between term options?
Yes. Lay out the terms the lender offered, such as 36, 48 or 60 months with or without a balloon, with the estimates you typed. The client confirms their choice, which you can also record as a single-choice group in a price table, and signs. Price tables are on the Essentials plan and above.
Which template should we start from for commercial loans?
The Bank Loan Proposal template in the QuoteCloud library is a good starting point for a commercial or business loan proposal: loan amount, purpose, repayment terms and security. Replace its wording with your own and save it as your firm's template. One template conversion is free during the trial.
Can we take a fee when the client signs?
Yes, if you charge one. Add the fee as a price-table line and set a payment on signing as a percentage or a fixed amount. It goes to the Stripe or PayPal account your firm connects. Check the rules that apply to your firm before taking fees this way. Payments are on the Essentials plan and above.
More for advice and broking firms
Every page of the QuoteCloud mortgage & financial planning microsite.
-
Advice service & fee proposalsYour scope of service, the initial advice fee and the ongoing service fee options, in one proposal the client signs before the advice starts.Explore
-
Mortgage broker service proposalsYour service, a lender comparison you type in and your fee and commission wording, accepted and signed by every borrower.Explore
-
Ongoing fee arrangement renewalsRenewal dates as expiry dates, the Expiring Soon filter, a new version to sign and bulk send for the clients due this month.Explore
- Engagement letters & termsYour firm's engagement wording in locked blocks, the services and fees beside it, signed online by every client.
- Client fact-finds inside the documentThe Forms block collects the details your adviser needs in the same document the client signs. Identity documents stay in your secure process.
- Couples, trustees & multiple signersBoth partners, every trustee or each company director signs the same document, in their own browser, with no account.
- Paraplanning & outsourced services quotesParaplanning and support businesses quoting advice firms: a price per piece of work, monthly capacity and terms, signed by the principal.
- Fee discount approvalsA proposal with a fee discount over your limit goes to a principal to approve before the client sees it (Business plan).
- CRM, planning software & aggregator connectionsSigned proposals to your CRM, planning software or aggregator platform through Zapier, Make or the QuoteCloud API.
- Mortgage & financial templatesReal QuoteCloud templates for mortgage services, loan and funding proposals, made into your own fee and engagement documents.
- QuoteCloud implementation for advice & broking firmsFee proposal and engagement templates converted, your wording locked, Stripe or PayPal connected and the team trained.
- FAQAnswers to the questions planners, advisers, brokers and paraplanners ask most.
Your next finance quote, chosen and signed
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