Broker proposals with the loans you compared
Your service, the loan options you typed in from each lender and your fee and commission wording, accepted and signed by every borrower.
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Mortgage brokers use QuoteCloud to send a broker service proposal from their own template: the service, a table of loan options typed in from each lender's information on the day, the borrowers' choice, and the broker's fee and commission wording in a locked block. Every borrower signs online. QuoteCloud has no lender integration or rate feed.
Three sample loan options on a table beside a house key, typed in by a broker at a fictional firm, Ferrowby Advice & Lending, for a $620,000 owner-occupied loan over 30 years: Corvale Bank basic variable at 6.04%, $3,733 a month; Ambrook Mutual variable with offset at 6.19%, $3,793 a month with a $395 annual package fee; and Halsey Street Lending 2-year fixed at 5.89%, $3,674 a month. The Ambrook Mutual card slides forward, tagged as the option Mei and Daniel chose. Then the firm's wording on how it's paid locks, and Mei and Daniel Harcourt both sign. Fictional lenders and sample figures.
Mei and Daniel's broker proposal, part by part
FA-M-0938, from James Taufa's broker service template. Who types each part, who chooses, and what's locked.
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Broker types
Their first home, their names on the cover
The proposal opens on the borrowers, the date James prepared it and the date it expires, a week out, because lender figures change.
Ferrowby Advice & LendingBroker service proposal FA-M-0938 Sample · fictional firm and lendersBroker service proposal
Your home loan: our service and the options we found
Congratulations on finding your first home. Here's how we'll help, the loans we compared for you and how we're paid.
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Broker types
The loans James compared, as he typed them
Three options from his lender panel: rate, repayment, fees and features, typed from each lender's information on the day. The table carries the date and a plain note that QuoteCloud doesn't calculate or update any of it.
Loan options to compare
$620,000 owner-occupied loan · 30 years · principal and interest
Lender and loan Interest rate Repayment Fees Features Corvale BankBasic variable 6.04% p.a. variable $3,733 a month No application or annual fee Redraw Ambrook MutualVariable with offset Mei and Daniel chose 6.19% p.a. variable $3,793 a month $395 annual package fee 100% offset account, redraw Halsey Street Lending2-year fixed 5.89% p.a. fixed for 2 years $3,674 a month $300 establishment fee Limited extra repayments Typed in by James Taufa from each lender's information on Thu 22 Oct 2026. Sample figures and fictional lenders. Not live rates: QuoteCloud does not calculate or update them.
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Locked block
How the firm is paid, in the firm's own words
No broker fee, commission described generally, and lender fees pointing back to the table. The wording is a locked block, so it reads the same on every proposal James's colleagues send.
Content locking: Business plan
Locked wording for engagement lettersHow we're paid
Locked wording · your team can't edit it
- Our broker service fee
- $0
- Commission
- We may receive commission from the lender you choose. The amounts are set out in our credit documents before you apply.
- Lender fees
- Shown with each loan option above, and set by the lender.
Our standard wording, in a locked block. Your broker's credit documents are provided separately.
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Borrowers choose
Both borrowers say go ahead
Mei and Daniel each sign, with their choice summarised beside the signatures: Ambrook Mutual, no broker fee, pre-approval next. The credit documents follow from James's own systems.
Couples, trustees & multiple signersGo ahead with our service
2 of 2 signed
- Mei HarcourtBorrower SignedSat 24 Oct, 10:15 am
- Daniel HarcourtBorrower SignedSat 24 Oct, 10:21 am
Your choice
- Loan option
- Ambrook Mutual, variable with offset
- Our fee
- $0
- Next step
- Pre-approval application
Certificate of authenticity and audit trail attached
A comparison the borrowers can question in the document
The loan table is a table block James fills in, so it looks the same on every proposal, on a phone or a laptop. Mei asked whether the offset account had its own fee; James answered in the comment thread on the proposal.
Rates, repayments and fees are James's typing, dated and labelled. QuoteCloud has no lender integration or rate feed, and nothing in the table is a recommendation or a promise of a rate.
- A loan table block in your template
- The borrowers' choice marked, never a recommended label
- Comments and replies on the proposal
Loan options to compare
$620,000 owner-occupied loan · 30 years · principal and interest
| Lender and loan | Interest rate | Repayment | Fees | Features |
|---|---|---|---|---|
| Corvale BankBasic variable | 6.04% p.a. variable | $3,733 a month | No application or annual fee | Redraw |
| Ambrook MutualVariable with offset Mei and Daniel chose | 6.19% p.a. variable | $3,793 a month | $395 annual package fee | 100% offset account, redraw |
| Halsey Street Lending2-year fixed | 5.89% p.a. fixed for 2 years | $3,674 a month | $300 establishment fee | Limited extra repayments |
Typed in by James Taufa from each lender's information on Thu 22 Oct 2026. Sample figures and fictional lenders. Not live rates: QuoteCloud does not calculate or update them.
Notes from our meeting
- First home, settlement planned for early February.
- You'd like to keep savings in an offset account rather than redraw.
- Daniel is self-employed: two years of tax returns ready for the application.
Mei HarcourtDoes the offset account have its own monthly fee?
James TaufaNot with Ambrook Mutual: the offset is part of the $395 annual package fee shown in the table.
What a broker service proposal covers
The parts brokers put in their template, before the credit documents.
The borrowers' situation
What they're buying, the loan amount and term, and what matters to them, from your first meeting.
Your service
Pre-approval, the application, settlement and an annual check-in, with anything extra as an optional line.
The options you compared
A table of loans you type in from each lender's information, dated, so everyone knows when the figures were taken.
How you're paid
Your fee, if any, and your commission wording in a locked block, the same on every proposal.
Every borrower's go-ahead
Each borrower signs, with the chosen option summarised beside the signatures.
What comes next
The credit documents from your own systems, the application and the lender's documents to sign.
Send your next broker proposal from QuoteCloud
Free for 14 days, no credit card required. Send us your current proposal and we'll convert one template for you during the trial.
Signed, and the deal moves on in your broking CRM
When both borrowers have signed, a Zapier zap on Recipient Signed Document can update the deal in your broking CRM or aggregator platform, where it has a Zapier connector, or your developer can use the QuoteCloud API.
The proposal can also start there: your CRM creates it from your template through Zapier or the API, filling in the borrowers' names and the price lines. The loan table is still yours to type.
- Zapier triggers: Recipient First Viewed, Recipient Signed Document
- Create documents from a template through Zapier, Make or the API
- Zapier, Make and the API from the Essentials plan
Activity
- Proposal openedMei Harcourt
- Comment on the offset optionAnswered by James Taufa
- Signed by Mei and DanielCertificate of authenticity attached
- Deal updatedIn your broking CRM, through Zapier
Your broker proposal template in five steps
Set it up once; each broker fills in the client and the loans.
Start from a template
The Mortgage Services template or your own proposal, converted during the trial.
Add the loan table
A table block with your columns: lender and loan, rate, repayment, fees and features.
Lock your wording
How you're paid and your other standard wording in locked blocks (Business plan).
Type the options
For each client, type the loans you compared from each lender's information, and set a short expiry date.
Send to every borrower
Each borrower signs with the chosen option summarised. You see opens, comments and signatures.
Broker proposal questions, answered
Does QuoteCloud pull in lender rates?
No. QuoteCloud has no lender integration or rate feed and calculates no rates or repayments. Brokers type each option into a table block from the lender's information on the day, and the table can carry the date and a note saying so. The figures are the broker's own.
Is a QuoteCloud broker proposal a regulated credit disclosure?
No. The broker service proposal is your firm's own document about your service, the options you compared and how you're paid. Regulated credit disclosures and other credit documents come from your own systems. QuoteCloud makes no claim that any document meets the rules that apply to you.
Can we show which loan the borrowers chose?
Yes. Mark the option the borrowers chose in the table and summarise it beside their signatures. The sample shows it as Mei and Daniel's choice. We don't label any option as recommended: what you recommend belongs in your own credit documents.
Can we keep our commission wording the same on every proposal?
Yes. Save it as a block in the content library and lock it, so brokers can't edit it in a proposal and only the roles you allow can change it. Content locking is on the Business plan.
Can both borrowers sign?
Yes. Add each borrower as a signer; each signs in their own browser with no account. The proposal shows who has signed, and the signed version carries a certificate of authenticity and audit trail. eSignatures are on every plan.
Does QuoteCloud connect to our aggregator platform?
Not natively. Your CRM or aggregator platform can connect through Zapier, Make or the QuoteCloud API where it has a connector or an API, from the Essentials plan. Pipedrive connects natively on Business; HubSpot and Zoho connect through Zapier.
More for advice and broking firms
Every page of the QuoteCloud mortgage & financial planning microsite.
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Asset & commercial finance quotesEquipment, vehicle and commercial finance quotes with the term options and repayment estimates you type, signed by each director.Explore
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Couples, trustees & multiple signersBoth partners, every trustee or each company director signs the same document, in their own browser, with no account.Explore
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CRM, planning software & aggregator connectionsSigned proposals to your CRM, planning software or aggregator platform through Zapier, Make or the QuoteCloud API.Explore
- Advice service & fee proposalsYour scope of service, the initial advice fee and the ongoing service fee options, in one proposal the client signs before the advice starts.
- Engagement letters & termsYour firm's engagement wording in locked blocks, the services and fees beside it, signed online by every client.
- Client fact-finds inside the documentThe Forms block collects the details your adviser needs in the same document the client signs. Identity documents stay in your secure process.
- Ongoing fee arrangement renewalsRenewal dates as expiry dates, the Expiring Soon filter, a new version to sign and bulk send for the clients due this month.
- Paraplanning & outsourced services quotesParaplanning and support businesses quoting advice firms: a price per piece of work, monthly capacity and terms, signed by the principal.
- Fee discount approvalsA proposal with a fee discount over your limit goes to a principal to approve before the client sees it (Business plan).
- Mortgage & financial templatesReal QuoteCloud templates for mortgage services, loan and funding proposals, made into your own fee and engagement documents.
- QuoteCloud implementation for advice & broking firmsFee proposal and engagement templates converted, your wording locked, Stripe or PayPal connected and the team trained.
- FAQAnswers to the questions planners, advisers, brokers and paraplanners ask most.
Your next broker proposal, compared and signed
Free for 14 days. No credit card required.