Insurance quote comparisons with your recommendation marked
Each insurer's option side by side in one document. The client chooses, ticks add-ons and an excess, and signs.
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- Building QuoteCloud since 2013
Brokers use QuoteCloud to send a recommendation with several insurers' options side by side: the same covers and limits, each insurer's premium as quoted, the broker's pick marked, optional covers and excess options the client ticks, and the broker fee as its own line. The client chooses and signs; the signed document records the choice.
A sample comparison from a fictional brokerage for Lantern Lane Café: three fictional insurers' cards hang from one beam, each by its annual premium as quoted. With machinery breakdown ticked, Alder & Finch is $3,990, Corvane General $3,745 and Marrowbank $4,125. Corvane General, the broker's recommendation, is chosen and both co-owners have signed.
How a comparison reads, part by part
Lantern Lane Café's renewal from the brokerage's comparison template. The figures are each insurer's, as quoted; the layout is built once and reused for every client.
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Your recommendation, in your words
A cover and a short letter from the account manager saying which insurer you recommend and why. The café and the owners' names are data items, filled in for every client.
Tallowmere Insurance BrokersInsurance recommendation TI-Q-2241 Sample · fictional brokerageInsurance recommendation
Business insurance for Lantern Lane Café
Lena and Josh, here are three insurers' quotes for the café's renewal, side by side. We recommend Corvane General for its lower property premium and the same $20 million liability limit. Choose an insurer, add any covers you'd like, and sign below.
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Client chooses
Insurers as one choice
Each insurer is an option in a single-choice group, so the client can pick only one. Your recommendation is marked and chosen by default; the client can still choose another.
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
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Built once
Same covers, same limits, every column
One row per cover with its limit, one column per insurer. Optional covers are rows the client ticks, and the excess is a single choice that moves each premium by that insurer's own amount.
Price tables and optional items: Essentials and up
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
Each insurer's annual premium for every cover, as quoted, with optional covers and excess options Cover Alder & Finch Corvane Recommended Marrowbank Public & products liabilityAny one occurrence · $20m $1,180 $1,095 $1,240 Property: fit-out, contents & stockReplacement value · $180,000 $1,620 $1,540 $1,710 Business interruption12-month indemnity period · $240,000 $640 $610 $580 GlassShopfront and internal glass · $15,000 $210 $190 $230 Optional covers Tick to add TheftFollowing forcible entry · $30,000 +$260 +$280 +$245 Machinery breakdown & spoilageEspresso machine and cool room · $50,000 +$340 +$310 +$365 CyberData breach and system restore · $250,000 +$690 +$720 +$650 Excess on property claims Choose one Standard excess $500 $500 $750 Higher excess $1,000−$140 $1,000−$125 $2,000−$190 Annual premiumAs quoted $3,990.00 $3,745.00 $4,125.00 -
Premium, then your fee
The chosen insurer's premium as quoted, including the tax, levies and duty you typed in from the quote, then your broker fee and its tax on separate lines. QuoteCloud adds up what you enter; it calculates no statutory charges.
Broker fees & payment on signingYour options, side by side
Annual premiums for 12 months from 14 Nov 2026
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
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The question answered before signing
Josh asked whether the cool room is covered overnight. Sophie replied in the same comment thread, so the answer sits in the document they signed.
Notes from Sophie
- Liability stays at $20 million with every insurer, the same as this year.
- Corvane General's property premium is the lowest of the three. Its property excess is $500.
- Machinery breakdown covers the espresso machine and the cool room, with spoilage of stock up to $5,000.
- Once you sign, we'll ask Corvane General to issue the policy and send you the schedule.
Josh MorettiIs the cool room covered if it breaks down overnight?
Sophie, TallowmereOnly with machinery breakdown, which includes spoiled stock up to $5,000. It's ticked in your options; untick it if you'd rather not.
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Your view
What your team sees
Opened, the insurer chosen, the acknowledgement completed, both co-owners signed and the fee paid, each recorded against the recommendation.
Activity
- Recommendation openedLena Moretti
- Corvane General chosenInsurer 2 of 3
- Acknowledgement completedForms block · 2 of 2 ticked
- Signed by both co-ownersCertificate of authenticity attached
- Broker fee paid$363.00 via Stripe
- Your broking system updatedThrough Zapier, if you set it up
Change the choice and watch the totals follow
Pick another insurer, untick machinery breakdown or take the higher excess. Each column's premium, the chosen premium, your fee and the total update as the client changes their mind, and the signed copy records the final choice.
Nothing here is rated by QuoteCloud. You type each premium from the insurer's quote, or your broking system sends them through the QuoteCloud API, Zapier or Make when it creates the document.
- The recommendation is a default, not a lock: the client decides
- Each insurer's add-on and excess prices sit in its own column
- Your fee stays the same whichever insurer is chosen
Price tables: Essentials and up
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
| Cover | Alder & Finch | Corvane Recommended | Marrowbank |
|---|---|---|---|
| Public & products liabilityAny one occurrence · $20m | $1,180 | $1,095 | $1,240 |
| Property: fit-out, contents & stockReplacement value · $180,000 | $1,620 | $1,540 | $1,710 |
| Business interruption12-month indemnity period · $240,000 | $640 | $610 | $580 |
| GlassShopfront and internal glass · $15,000 | $210 | $190 | $230 |
| Optional covers Tick to add | |||
| +$260 | +$280 | +$245 | |
| +$340 | +$310 | +$365 | |
| +$690 | +$720 | +$650 | |
| Excess on property claims Choose one | |||
| $500 | $500 | $750 | |
| $1,000−$140 | $1,000−$125 | $2,000−$190 | |
| Annual premiumAs quoted | $3,990.00 | $3,745.00 | $4,125.00 |
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
What changes when the comparison is the document
The jobs an account manager does for every comparison, today and once your comparison template is set up in QuoteCloud.
Turn your comparison spreadsheet into a template
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Sample recommendation · TI-Q-2241
The premium the client chose, signed
Lena and Josh kept your pick, Corvane General, and kept machinery breakdown ticked. That figure is in the document both of them signed, beside the two premiums they didn't choose.
Build your comparison template once
How a brokerage sets up the comparison every account manager then reuses.
Add the insurers
Add a price table and set the insurers as a single-choice group, with a default for your recommendation.
Add the covers
One row per cover with its limit in the line note, and a premium column for each insurer.
Add the options
Optional covers as optional rows, and the excess choices as a second single-choice group.
Add your fee
Your broker fee on its own line with tax, and a payment on signing if you take one.
Save and reuse
Save it as a template. For each client, type the premiums or let your system send them in.
Quote comparison questions, answered
How do I compare insurance quotes in one document?
Build a comparison template once: a price table with the insurers as a single-choice group, one row per cover with its limit, optional covers as optional rows and the excess as a second choice. For each client, type each insurer's premiums from their quotes, mark your recommendation and send. The client chooses, ticks and signs in the same document.
Does QuoteCloud fetch or rate premiums from insurers?
No. QuoteCloud has no insurer, rating or quoting-platform integrations. You type the premiums from each insurer's quote, or your broking system sends them through the QuoteCloud API, Zapier or Make when it creates the document. QuoteCloud adds up the figures it is given and nothing more.
Can the client choose a different insurer from our recommendation?
Yes. Your recommendation is marked and chosen by default, but the insurers are a single-choice group the client can change. The premium, your fee and the total follow their choice, and the signed document records exactly what they chose. If they change their mind before signing, they can switch back at any time.
Are taxes, levies and duties calculated?
No. Premiums are shown as quoted by each insurer, including the tax, levies and duty you type in from the quote. QuoteCloud doesn't calculate statutory charges. Your broker fee and the tax on it sit on their own lines. If an insurer's quote changes, revise the document and type in the new figures.
Is the comparison advice from QuoteCloud?
No. The comparison, the recommendation and any notes are your brokerage's own content. QuoteCloud is the document, signing and payment software you send them with, and it gives no advice. Your licence's disclosure obligations, the wording you use and what you recommend stay with your brokerage, and you can lock that wording in your template on the Business plan.
Which plan do I need for comparisons?
Price tables with optional items and single-choice groups, templates and payments are on Essentials and up. eSignatures are on every plan. Locked disclosure wording and the Forms block for acknowledgements are on Business. Both Essentials and Business have a 14-day free trial with no card.
More for insurance brokers
Every page of the QuoteCloud insurance microsite.
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Disclosures, acknowledgements & signersYour own disclosure wording locked in place, the client's acknowledgement ticked in the document and every director's signature.Explore
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Renewal packs & re-quotesExpiry dates, the Expiring Soon list, last year beside this year, and renewal packs bulk-sent to the clients falling due.Explore
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SME business insurance packsLiability, property, business interruption and glass as one pack, with add-ons and excess options the business owner chooses.Explore
- Trades & contractor insurance quotesPublic liability, tools and personal accident quotes a tradesperson reads on their phone, signs on site and pays the broker fee on.
- Apartment & property insuranceBuilding sums insured, last year's terms beside this year's and a recommendation the committee members sign.
- Fleet, motor & cyber quotesVehicle schedules, limits and sub-limits laid out clearly, with optional covers and the specialist's notes in one document.
- Home, contents & personal linesHome and contents options with excess choices and add-ons a household compares, ticks and signs from their phone.
- Broker fees & payment on signingThe broker fee as its own line and, if you choose, the fee or premium paid on signing into your own Stripe or PayPal account.
- Underwriting agencies & risk consultantsQuote summaries an agency sends to brokers, and risk review proposals a consultant prices and gets signed.
- Broking system, CRM & accounting integrationsYour broking system through Zapier, Make or the API, premiums sent in by the API, and signed recommendations passed back.
- Insurance templatesReal QuoteCloud insurance proposal, coverage summary and policy agreement templates to start from.
- QuoteCloud implementation for brokeragesYour recommendation template, disclosure wording, fee settings and renewal routine set up, and the account team trained.
- FAQAnswers to the questions brokers, underwriting agencies and risk consultants ask most.
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