Trade insurance quotes a tradesperson signs from the van
Public liability, tools and stock from three insurers, personal accident as an option, signed on a phone between jobs.
- 5/5 on G2
- 4.2 on Capterra
- Building QuoteCloud since 2013
Specialist trades brokers use QuoteCloud to send public liability, tools and personal accident quotes that open on a phone: three insurers side by side, optional covers to tick, an excess choice, the broker fee as its own line, an acknowledgement and an eSignature, with the fee paid by card or PayPal on signing.
A phone in a mount on a van's dashboard at 6:48 am shows a fictional brokerage's trade insurance quote for Tama Electrical, one screen at a time: three fictional insurers with Alder & Finch recommended, personal accident and illness ticked for an annual premium of $3,390.00, Wiremu Tama's signature on the phone, and the broker fee of $275.00 paid via PayPal.
Built for a phone, read between jobs
On a narrow screen the comparison shows the chosen insurer's column only, with the cover, limit and premium for each row. Wiremu can switch insurer, keep personal accident, pick the higher tools excess and sign, all with one thumb.
Your fee can be paid on signing by card or PayPal into your brokerage's own account, so the quote doesn't sit waiting for an invoice. Try it in the phone-width document beside this.
- The chosen insurer's column on narrow screens
- Optional covers and the excess as taps
- Signed on the phone, no account needed
- Broker fee by card or PayPal on signing
Payments: Essentials and up. eSignatures: every plan
Broker fees & payment on signingYour options, side by side
Annual premiums for 12 months from 1 Nov 2026
| Cover | Alder & Finch Recommended | Corvane | Marrowbank |
|---|---|---|---|
| Public liabilityAny one occurrence · $20m | $1,420 | $1,365 | $1,510 |
| Tools & portable equipmentNationwide · $25,000 | $760 | $810 | $720 |
| Stock in the vanCable, fittings and switchgear · $8,000 | $230 | $210 | $260 |
| Optional covers Tick to add | |||
| +$980 | +$1,040 | +$935 | |
| +$410 | +$450 | +$395 | |
| +$140 | +$120 | +$150 | |
| Excess on tools claims Choose one | |||
| $250 | $300 | $500 | |
| $1,000−$110 | $1,000−$95 | $1,500−$120 | |
| Annual premiumAs quoted | $3,390.00 | $3,425.00 | $3,425.00 |
- Annual premium · Alder & Finch InsuranceAs quoted, including tax and statutory charges
- $3,390.00
- Tallowmere broker feeFor arranging and managing the cover
- $250.00
- Tax on the broker fee
- $25.00
- Total
- $3,665.00
- Paid on signing · broker feeInto Tallowmere's own PayPal account
- $275.00
Premiums as quoted by each insurer, including tax and statutory charges. Sample figures.
Accept the recommendation and sign
Wiremu Tama · Owner
Signed on his phone · Tue 20 Oct, 6:48 am
Agreement summary
- Insurer
- Alder & Finch Insurance
- Annual premium
- $3,390.00
- Broker fee paid
- $275.00 via PayPal
Certificate of authenticity and audit trail attached
One trade template, adjusted per trade
The covers trades often ask a broker about. Which ones go into each template, and what you say about them, is your call.
Electricians
Public liability, tools and portable equipment, stock in the van, and personal accident as an option.
Plumbers
Public liability, tools, and an option for cover on the van's fit-out and stock.
Builders
Public liability and tools, with contract works quoted as its own row when a job needs it.
Landscapers
Public liability, tools and machinery, and personal accident for the owner as an option.
Send your next trade quote to a phone
Free for 14 days, no credit card required. Send us the trade quote you use now and we'll convert one template for you during the trial.
A trade renewal, 30 days out to the policy end
Tama Electrical's cover ends on 1 November. This is the brokerage's own routine, with the QuoteCloud feature used at each step.
-
30 days
See what's falling due
The Expiring Soon filter lists every trade recommendation reaching its expiry date.
Expiring Soon filter -
21 days
Re-quote
Revise last year's quote with this year's premiums from each insurer.
Revise Last Version -
14 days
Send to the phone
Wiremu opens it on site and keeps personal accident ticked.
Opens on any device -
10 days
Signed and paid
He signs on the phone and pays the broker fee by PayPal.
Payment on signing -
Expiry
Cover placed
You place the cover with the chosen insurer. Nothing renews by itself.
Signed copy + certificate
Your brokerage's process, drawn by us: QuoteCloud shows expiry dates, sends what you choose and records each signature and payment. It sends no reminders and doesn't re-quote or renew anything automatically.
For specialist trades brokers
Signed before the next job starts
A tradesperson decides on site, in a few minutes, on the phone in their pocket. When the quote opens there, reads clearly and takes the fee in the same step, it gets signed while the decision is fresh.
Setting up a trades book in QuoteCloud
How a trades brokerage moves its quotes onto phone-friendly templates.
One template per trade
Start from your comparison template and save a version per licence class with its usual covers.
Type the premiums
Enter each insurer's premiums from their quotes, or send them in through the API, Zapier or Make.
Set the fee
Add your broker fee with tax and set it to be paid on signing by card or PayPal.
Send by email link
The tradesperson opens it on a phone, ticks options and signs. No account needed.
Watch for expiry
Give each quote an expiry date so next year's renewal shows on the Expiring Soon filter.
Trade insurance quote questions, answered
Can a tradesperson sign an insurance quote on their phone?
Yes. The quote opens from an email link on any phone, with no app or account. On a narrow screen the comparison shows the chosen insurer's column, and the tradesperson ticks options and signs with a finger. eSignatures are on every QuoteCloud plan.
Can the broker fee be paid by PayPal when they sign?
Yes, from the Essentials plan. Connect your brokerage's PayPal or Stripe account and set a payment on signing for the fee, or the fee and premium. The money goes to your own account. QuoteCloud doesn't hold client money or offer instalments, so check your own rules before taking premiums.
Can I keep a template per trade?
Yes. Save a trade template per licence class with the covers that trade usually asks about, then create each quote from the right one and type the premiums. Templates are on Essentials and up. For builders, add contract works as its own row only when a job needs it.
Does QuoteCloud check a tradesperson's licence or contract requirements?
No. QuoteCloud doesn't check licences, contract insurance requirements or whether cover suits a job. What goes into the quote, and any advice about it, is your brokerage's own. Your templates can carry your own notes on what each cover is for, written in your words.
Will QuoteCloud remind the tradesperson to renew?
No. QuoteCloud shows each quote's expiry date and the Expiring Soon filter so your team sees what's falling due, and you send the renewal when you're ready. It sends no reminders and renews nothing by itself. Give each quote an expiry date when you send it, and filter the documents list by Expiring Soon each week.
Can a tradesperson lodge a claim through QuoteCloud?
No. QuoteCloud does no claims handling. It's for the quote, the choice, the signature and payment on signing. It's for the quote, the choice, the signature and payment on signing. Claims stay with the insurer and your own claims process, and nothing in a QuoteCloud quote should be presented as a claim form.
More for insurance brokers
Every page of the QuoteCloud insurance microsite.
-
Broker recommendations & quote comparisonsSeveral insurers' options side by side, your recommendation marked, and the client's choice signed in the same document.Explore
-
Broker fees & payment on signingThe broker fee as its own line and, if you choose, the fee or premium paid on signing into your own Stripe or PayPal account.Explore
-
Renewal packs & re-quotesExpiry dates, the Expiring Soon list, last year beside this year, and renewal packs bulk-sent to the clients falling due.Explore
- SME business insurance packsLiability, property, business interruption and glass as one pack, with add-ons and excess options the business owner chooses.
- Apartment & property insuranceBuilding sums insured, last year's terms beside this year's and a recommendation the committee members sign.
- Fleet, motor & cyber quotesVehicle schedules, limits and sub-limits laid out clearly, with optional covers and the specialist's notes in one document.
- Home, contents & personal linesHome and contents options with excess choices and add-ons a household compares, ticks and signs from their phone.
- Disclosures, acknowledgements & signersYour own disclosure wording locked in place, the client's acknowledgement ticked in the document and every director's signature.
- Underwriting agencies & risk consultantsQuote summaries an agency sends to brokers, and risk review proposals a consultant prices and gets signed.
- Broking system, CRM & accounting integrationsYour broking system through Zapier, Make or the API, premiums sent in by the API, and signed recommendations passed back.
- Insurance templatesReal QuoteCloud insurance proposal, coverage summary and policy agreement templates to start from.
- QuoteCloud implementation for brokeragesYour recommendation template, disclosure wording, fee settings and renewal routine set up, and the account team trained.
- FAQAnswers to the questions brokers, underwriting agencies and risk consultants ask most.
Your next trade quote, signed from the van
Free for 14 days. No credit card required.