Insurance proposal and renewal templates
Real QuoteCloud templates for insurance proposals, coverage summaries and policy agreements, ready for your comparison, wording and fee.
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QuoteCloud's template library includes an Insurance Proposal Template, an Insurance Coverage Summary Template and an Insurance Policy Agreement Template, plus quote and estimate templates brokers adapt. Open one, add your insurer comparison, disclosure wording and broker fee, and save it as your recommendation template. One template conversion is free during the trial on Essentials, Business and Enterprise.
A brokerage's template set as four sheets behind index tabs, taking turns at the front: a business insurance recommendation cover, an apartment building insurance renewal with last year beside this year, an underwriting agency's quote summary, and a risk consultant's fee table. All sample documents from fictional businesses.
Eight real templates to start from
Three insurance templates from the QuoteCloud library, and five quote, estimate and proposal templates that make a clean base for commercial recommendations and consultants' fees.
- Proposal template Insurance Proposal Template Client overview, coverage summary, pricing breakdown and terms, for brokers and agencies presenting coverage options. View template
- Summary template Insurance Coverage Summary Template Key policy details, limits and benefits in a simple format, for onboarding, renewals and policy reviews. View template
- Agreement template Insurance Policy Agreement Template Coverage terms and responsibilities between the parties, set out clearly. View template
- Quote template Precision Corporate Sales Quote A structured corporate quote for services, pricing and terms: a clean base for a commercial recommendation. View template
- Quote template Warm Consultative Sales Quote A one-page consultative quote that walks the client through options, pricing and next steps. View template
- Estimate template Professional Business Estimate Client and company details, pricing with tax, commercial terms and eSignature acceptance. View template
- Proposal template Minimalist Modern Sales Proposal A clean multi-page proposal for presenting services, pricing and recommendations. View template
- Estimate template Simple Business Estimate Editable scope, pricing and tax, assumptions, terms and client acceptance. View template
From the Insurance Proposal Template to your recommendation
The Insurance Proposal Template gives you the shape: client overview, coverage summary, pricing and terms. Make it a Tallowmere recommendation by adding the parts brokers need.
Turn the pricing into a comparison with each insurer as a single choice and add-ons as optional rows, add your broker fee as its own line, drop in your locked disclosure block and acknowledgement, and set the signing block and payment on signing. Save it, and every account manager starts from the same recommendation.
- Your branding, cover letter and data items
- Insurers side by side, add-ons and excess choices
- Your broker fee line and payment setting
- Locked disclosure wording and acknowledgement (Business)
Templates and price tables: Essentials and up
Open the Insurance Proposal Template
Insurance recommendation
Business insurance for Lantern Lane Café
Lena and Josh, here are three insurers' quotes for the café's renewal, side by side. We recommend Corvane General for its lower property premium and the same $20 million liability limit. Choose an insurer, add any covers you'd like, and sign below.
Your options, side by side
Annual premiums for 12 months from 14 Nov 2026
- Annual premium · Corvane GeneralAs quoted, including tax and statutory charges
- $3,745.00
- Tallowmere broker feeFor arranging and managing the cover
- $330.00
- Tax on the broker fee
- $33.00
- Total
- $4,108.00
- Paid on signing · broker feeInto Tallowmere's own Stripe account
- $363.00
The template set a brokerage needs
Most brokerages end up with five or six templates. Here's where each can start in the library.
Recommendation
Insurers side by side, your pick marked, fee, disclosure and signers. Start from the Insurance Proposal Template.
Renewal pack
Key policy details, limits and last year beside this year. Start from the Insurance Coverage Summary Template.
Client agreement
Terms of engagement and each party's responsibilities, signed by every party. Start from the Insurance Policy Agreement Template.
Bulk renewal letter
A one-page renewal for personal lines, sent to a whole list. Start from the Warm Consultative Sales Quote.
Agency quote summary
An underwriting agency's terms and conditions for brokers. Start from the Precision Corporate Sales Quote.
Risk review proposal
A consultant's fees with tax and a payment on signing. Start from the Professional Business Estimate.
Send us your current recommendation
Free for 14 days, no credit card required. During the trial we'll convert one of your existing templates for you on Essentials, Business or Enterprise.
Underwriting agencies
A quote template becomes an agency's quote summary
Tern Point Underwriting sends brokers its terms and the conditions the offer is subject to from a quote template, and the broker accepts in the same document. The agency's own terms; QuoteCloud doesn't bind or issue policies.
Underwriting agencies & risk consultantsTerms offered
- Insured
- Lantern Lane Café (sample)
- Period
- 12 months from 14 Nov 2026
- Public & products liability
- $20m · excess $500
- Property
- $180,000 · excess $500
- Premium
- $2,980.00 inc tax and charges
- Commission to broker
- As agreed in your agency terms
Subject to
- A completed proposal form signed by the insured
- Deep-fryer fire suppression serviced in the last 12 months
- No claims over $10,000 in the last five years
The agency's own terms and wording. QuoteCloud sends the document; it doesn't bind or issue policies.
Make a library template your brokerage's own
About an afternoon for the first one; the rest reuse its blocks.
Open a template
Pick one above and open it in your QuoteCloud account.
Brand it
Apply your logo, colours and fonts, and write the cover letter with data items.
Build the comparison
Add insurers as a single choice, covers as rows, add-ons as optional items and the excess as a choice.
Add your agreement section
Insert your locked disclosure block and acknowledgement and the signing block.
Save it for the team
Save it as a template so every account manager starts from it.
Template questions
Does QuoteCloud have insurance templates?
Yes. The template library includes an Insurance Proposal Template, an Insurance Coverage Summary Template and an Insurance Policy Agreement Template. Brokers also adapt quote and estimate templates, such as the Precision Corporate Sales Quote and the Professional Business Estimate, for commercial recommendations, agency summaries and consultants' fees.
Can a template include a comparison of several insurers?
Yes. Build the comparison into your template once: each insurer as a single choice, covers as price-table rows, add-ons as optional items and the excess as a choice. Each new recommendation starts with that layout, and you type the premiums in or your broking system sends them through the API.
Will QuoteCloud convert our existing recommendation template?
Yes. During the free trial, QuoteCloud converts one of your existing templates for you on the Essentials, Business and Enterprise plans. More conversions are available as professional services. Send your current Word or PDF recommendation, or your renewal letter, and it comes back as a QuoteCloud template.
Do the templates cover our disclosure obligations?
No. The templates give you layout and structure, and QuoteCloud makes no compliance claims; the disclosure wording, terms and anything your licence requires are your brokerage's own. Keep approved wording in a locked library block (Business) so every document starts from it.
Can account managers change the template?
They can edit their own parts of each document, such as the cover letter and notes. Custom roles decide who can edit templates and the content library, and content locking (Business) keeps wording such as your disclosures exactly as written.
More for insurance brokers
Every page of the QuoteCloud insurance microsite.
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Broker recommendations & quote comparisonsSeveral insurers' options side by side, your recommendation marked, and the client's choice signed in the same document.Explore
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QuoteCloud implementation for brokeragesYour recommendation template, disclosure wording, fee settings and renewal routine set up, and the account team trained.Explore
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Disclosures, acknowledgements & signersYour own disclosure wording locked in place, the client's acknowledgement ticked in the document and every director's signature.Explore
- SME business insurance packsLiability, property, business interruption and glass as one pack, with add-ons and excess options the business owner chooses.
- Trades & contractor insurance quotesPublic liability, tools and personal accident quotes a tradesperson reads on their phone, signs on site and pays the broker fee on.
- Apartment & property insuranceBuilding sums insured, last year's terms beside this year's and a recommendation the committee members sign.
- Fleet, motor & cyber quotesVehicle schedules, limits and sub-limits laid out clearly, with optional covers and the specialist's notes in one document.
- Home, contents & personal linesHome and contents options with excess choices and add-ons a household compares, ticks and signs from their phone.
- Broker fees & payment on signingThe broker fee as its own line and, if you choose, the fee or premium paid on signing into your own Stripe or PayPal account.
- Renewal packs & re-quotesExpiry dates, the Expiring Soon list, last year beside this year, and renewal packs bulk-sent to the clients falling due.
- Underwriting agencies & risk consultantsQuote summaries an agency sends to brokers, and risk review proposals a consultant prices and gets signed.
- Broking system, CRM & accounting integrationsYour broking system through Zapier, Make or the API, premiums sent in by the API, and signed recommendations passed back.
- FAQAnswers to the questions brokers, underwriting agencies and risk consultants ask most.
Start your next recommendation from a template
Free for 14 days. No credit card required.